Believe it or not I have read your whole post Wig
1st thing I want to point out is that if you are a serious bettor (No teasers, parlays, etc) and you make mostly straight wagers online, then Pinnacle is a MUST in anyones arsenal of sportsbooks.
The reduced vig at Pinnacle is imperative if you bet large sums especially. You will save so much in the course of a year, which means more spent on placing bets. I have reviewed a couple of reduced juice sportsbooks and Pinnacle is flat out the best.
You are right, if you are a serious sports bettor and place pretty big size wagers, then reduced juice beats out any kind of bonus hands down in the long run.
I wish you luck on your venture to show a 60% profit over a course of a year and do this full time Wig, that would be a tremendous feat.
I think out of all people who place wagers online, only 9% makes a profit over a course of a year. This year with the wacky football season with all of the favs covering, that should go up a tad this year.