Ray Monohan

Ray Monohan

Ray Monohan

TOP PLAYS 4*/5* 350-278 56% +3582 since Mid-Dec! Full transparency as always. Consistent results across multiple sports right now. $20–$25 plays | 1-Day $59 | 3-Day $99.

Premium Packages

**4★** ELITE | 350-278 56% +3582 | 55-39 59% +1192 TOP NFL RUN

NFL CURRENT FORM

NFL: 28-22 56% +362
NFL Sides: 24-18 57% +397
Top NFL Sides: 50-37 57% +988

Razor heads to the NFL gridiron on THURSDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 4★ release. This is where the numbers line up.

**4★** ELITE | 350-278 56% +3582 | 55-39 59% +1192 TOP NFL RUN
Buy Now
Price: $25.00

*This package includes 1 NFL pick


4★ **CFB** ELITE | 350-278 56% +3582 3-YEAR TOP RUN

CFB CURRENT FORM

Current CFB Run: 13-5 72% +740
CFB: 27-16 63% +935
Top NCAA-F Totals: 25-13 66% +1074

Razor heads to the College Football gridiron on THURSDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. This is where the numbers line up.

4★ **CFB** ELITE | 350-278 56% +3582 3-YEAR TOP RUN
Buy Now
Price: $25.00

*This package includes 1 NCAA-F pick


3★ RED-HOT | 350-278 56% +3582 3-YEAR TOP RUN

CFB CURRENT FORM

Current CFB Run: 13-5 72% +740
CFB: 27-16 63% +935
Top NCAA-F Totals: 25-13 66% +1074

Razor heads to the College Football gridiron on FRIDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. This is where the numbers line up.

3★ RED-HOT | 350-278 56% +3582 3-YEAR TOP RUN
Buy Now
Price: $25.00

*This package includes 1 NCAA-F pick


**CFB** FEATURE PLAY | 350-278 56% +3582 3-YEAR TOP RUN

CFB CURRENT FORM

Current CFB Run: 13-5 72% +740
CFB: 27-16 63% +935
Top NCAA-F Totals: 25-13 66% +1074

Razor turns to the College Football card on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 1★ release. Solid position in the current run.

**CFB** FEATURE PLAY | 350-278 56% +3582 3-YEAR TOP RUN
Buy Now
Price: $20.00

*This package includes 1 NCAA-F pick


**CFB** ANGLE | 350-278 56% +3582 3-YEAR TOP RUN

CFB CURRENT FORM

Current CFB Run: 13-5 72% +740
CFB: 27-16 63% +935
Top NCAA-F Totals: 25-13 66% +1074

— DISCOUNTED PLAY! Razor moves to the College Football slate on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. This is a clean fit in the current mix.

**CFB** ANGLE | 350-278 56% +3582 3-YEAR TOP RUN
Buy Now
Price: $20.00

*This package includes 1 NCAA-F pick


5★ **CFB** TOP-PLAY | 350-278 56% +3582 3-YEAR TOP RUN

CFB CURRENT FORM

Current CFB Run: 13-5 72% +740
CFB: 27-16 63% +935
Top NCAA-F Totals: 25-13 66% +1074

Razor stays with the College Football board on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a *RARE* 5★ release. A top-rated position on the Saturday card.

5★ **CFB** TOP-PLAY | 350-278 56% +3582 3-YEAR TOP RUN
Buy Now
Price: $35.00

*This package includes 1 NCAA-F pick


4★ **SATURDAY** ELITE | 350-278 56% +3582 3-YEAR TOP RUN

CFB CURRENT FORM

Current CFB Run: 13-5 72% +740
CFB: 27-16 63% +935
Top NCAA-F Totals: 25-13 66% +1074

Razor heads to the College Football gridiron on SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. This is where the numbers line up.

4★ **SATURDAY** ELITE | 350-278 56% +3582 3-YEAR TOP RUN
Buy Now
Price: $25.00

*This package includes 1 NCAA-F pick


5★ **NFL** TOP-PLAY | 55-39 59% +1192 TOP PLAY RUN

NFL CURRENT FORM

NFL: 28-22 56% +362
NFL Sides: 24-18 57% +397
Top NFL Sides: 50-37 57% +988

Razor heads to the NFL gridiron on SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a *RARE* 5★ release. This one fits the board as it stands.

5★ **NFL** TOP-PLAY | 55-39 59% +1192 TOP PLAY RUN
Buy Now
Price: $35.00

*This package includes 1 NFL pick


Short-Term Subscription Options

Razor’s 1-Day All-Access Pass — $59
**2x Top 10 All Sports handicapper!**

Currently on a 213-190 All Sports run since 04/27/26.

This subscription includes EVERY PREMIUM PICK Ray releases on today's games! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $59.95 and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

1 Day All Sports
Buy Now
Price: $59.95

No picks available.


Razor’s 3-Day All-Access Pass — $99
**2x Top 10 All Sports handicapper!**

Currently on a 213-190 All Sports run since 04/27/26.

This subscription includes EVERY PREMIUM PICK Ray releases for the next 3 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $33.32/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

3 Day All Sports
Buy Now
Price: $99.95

*This subscription currently includes 3 picks (2 NCAA-F, 1 NFL) but more may be added during the term of the subscription.


Razor’s 7-Day All-Access Pass — $174
**2x Top 10 All Sports handicapper!**

Currently on a 213-190 All Sports run since 04/27/26.

This subscription includes EVERY PREMIUM PICK Ray releases for the next 7 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $24.99/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

7 Day All Sports
Buy Now
Price: $174.95

*This subscription currently includes 13 picks (6 NFL, 7 NCAA-F) but more may be added during the term of the subscription.


Long-Term Subscription Options

Razor’s 30-Day All-Access Pass — $349
**2x Top 10 All Sports handicapper!**

Currently on a 213-190 All Sports run since 04/27/26.

This subscription includes EVERY PREMIUM PICK Ray releases for the next 30 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $11.66/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

30 Day All Sports
Buy Now
Price: $349.95

*This subscription currently includes 13 picks (6 NFL, 7 NCAA-F) but more may be added during the term of the subscription.


Razor’s 365-Day All-Access Pass — $999
**2x Top 10 All Sports handicapper!**

Currently on a 213-190 All Sports run since 04/27/26.

This subscription includes EVERY PREMIUM PICK Ray releases for the next 365 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $2.74/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

365 Day All Sports
Buy Now
Price: $999.95

*This subscription currently includes 13 picks (6 NFL, 7 NCAA-F) but more may be added during the term of the subscription.


Razor’s 2026/27 CFB All-Access Pass — $499
**4x Top 10 CFB handicapper!**

#17 ranked CFB handicapper this season!

Currently on a 13-5 CFB run since 09/12/26.

This subscription includes EVERY CFB PREMIUM PICK Ray releases through the end of the 2024 NCAA Season! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

Razor’s 2026/27 CFB All-Access Pass — $499
Buy Now
Price: $499.95

*This subscription currently includes 7 NCAA-F picks but more may be added during the term of the subscription.


*DISCOUNTED* Razor's MLB All-Access Package!
**3x Top 10 MLB handicapper!**

This subscription includes EVERY MLB PREMIUM PICK Ray releases through the end of the 2024 World Series! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

*DISCOUNTED* Razor's MLB All-Access Package!
Buy Now
Price: $299.95

No picks available.


Razor’s 2026/27 NFL/CFB All-Access Pass — $599
**5x Top 10 Football handicapper!**

Now on a 22-14 run with his last 36 Football picks! $1,000/game players have cashed in $11,820 on Ray's Football picks since 12/20/25 and $11,920 on his Football picks since 12/20/25!

This subscription includes EVERY CFB & NFL PREMIUM PICK Ray releases through the 2024 Super Bowl! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

Razor’s 2026/27 NFL/CFB All-Access Pass — $599
Buy Now
Price: $599.99

*This subscription currently includes 13 picks (6 NFL, 7 NCAA-F) but more may be added during the term of the subscription.


Razor’s 2026/27 NFL All-Access Pass — $499
**3x Top 10 NFL handicapper!**

Now on a 28-23 run with his last 53 NFL picks!

This subscription includes EVERY NFL PREMIUM PICK Ray releases through the 2024 Super Bowl! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

Razor’s 2026/27 NFL All-Access Pass — $499
Buy Now
Price: $499.95

*This subscription currently includes 6 NFL picks but more may be added during the term of the subscription.


Free picks

Game Details
Oct 03 '26, 3:30 PM in 3d
NCAA-F | Eastern Michigan vs UMass
Play on: UNDER 49 -110
Game Analysis

UNDER 49

Locking this in early. Ray’s daily FREE plays are meant to be smaller bankroll plays. Money management is everything in this game, and these freebies are designed to keep you moving in the right direction. Today's FREE selection is a strong lean on the UNDER 49. The number makes sense, the spot is right, and it’s a play worth taking. You know what to do. Good luck — Razor Ray.

Saturday FREE NCAA O/U Play

4*/5* top plays 350-278 56% +3582 L3 years! The current run has been strong. A BIG Card is going up for this weekend, and Ray’s DISCOUNTED Day Pass gets you full access. Razor is a top-ranked handicapper across every network where his plays are sold, and he’s continuing to climb the leaderboards. As always… “Pad that bankroll one day at a time.”

Pick Released on Sep 28 at 11:56 pm

YESTERDAY'S PLAYS

SERVICE BIO

The Most Selective Capper on the Network

New Network Star Rating Structure Ratings will now be 1★ to 5★ Each ★ equals $100 per star

Known throughout the online sports betting industry as “The Razor,” Ray Monohan is the Senior Handicapper, President, and Co-Founder of CappersPicks.

Ray is a data-driven handicapper with more than 20 years of real-world experience, combining advanced statistical modeling with hands-on sportsbook knowledge. Before launching CappersPicks, Ray worked directly for a major offshore sportsbook in Antigua from 1996–2001, gaining first-hand insight into how lines are created, how markets move, and where true betting value exists.

Armed with a Master’s Degree in Statistics, Ray has spent decades developing and refining proprietary betting systems across NFL, College Football, NBA, College Basketball, MLB, NHL, Soccer, and the WNBA. Every bet released to clients is personally played by Ray, with a strict emphasis on selectivity, discipline, and long-term profits.

No hype. No guesswork. Just calculated positions backed by data.

No gimmicks. No “Game of the Year.” Just results.

You won’t find monthly locks, inflated marketing labels, or forced volume. Plays are released only when the edge is real.

Percentage-Based Rating System

All plays are graded and released using a percentage-based position sizing model, designed for bankroll structure and long-term consistency.

1★ Plays Smaller, controlled positions used to maintain discipline and proper bankroll structure.

2★ Plays Solid, well-qualified positions that meet core system thresholds.

3★ Plays Higher-rated positions where multiple data points align and confidence is elevated.

4★ Plays Signature Best Bets reserved for Razor’s strongest positions on the card.

5★ Plays Rare Top Plays released sparingly and only when the edge clearly justifies maximum exposure. These are not frequent, and that’s by design.

Built for Long-Term Success

This approach is not about chasing every game on the board. It’s about discipline, & profits over time.

Follow a proven process trusted by serious bettors who value structure and results over hype.

“Pad that bankroll one day at a time.” — Razor Ray Monohan


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