Tim Michael

T.M. Selection: Hornets.

The Hornets are 2-2 overall, 1-0 at home and 3-1 ATS overall. Orlando is 1-4 overall, 0-2 on the road and 0-5 ATS overall. The Magic are off a 135-116 loss at Detroit as two-point fav. They've been favored in every game so far and are 0-5 ATS. And now they're favored again here on Thursday in Charlotte, and I don't think they should be! The Hornets have been trading wins/losses since their 136-117 win here over Brooklyn and I think they can bounce back with a win here on Thursday after their humbling 144-117 loss to the Heat; consider Charlotte!

T.M. Prediction: 125-116 Charlotte.

T.M. Selection: UTSA.

Tulane earned its third win in a row to move to 6-1 and to become eligible, and while it now has much bigger plans on its mind, a letdown is imminent in my estimation. The Green Wave did not cover in their 24-17 win over Army at home last week and I think they'll have difficulties covering the number here on the road against the hungry Road Runners, who are off the humbling 55-17 loss at North Texas. The last time they were at home though they smoked Rice 61-13 as 8-point favorites. UTSA fights tooth and nail here at home in this crucial spot as it's now just 3-4 and running out of time. I think Tulane also gets caught "looking ahead" to its game at Memphis next week; grab the points! 

T.M. Prediction: 28-27 Tulane.

T.M. Selection: Ravens/Dolphins over.

This is a great "situational" play. Both teams are coming off big wins and they'll need another win this week, or they'll essentially have to start planning for next year. The Ravens are just 2-5, while the Fish are only 2-6. Tua looked good for Miami last week though and Lamar Jackson is back under center for the Ravens, hence why they're favored by so much here on the road. Look for these two capable starting quarterbacks to "duel" it out and as such, expect this total to fly well "over" the number before the final whistle sounds!

T.M. Prediction: 34-27 Baltimore.